STATE PENSION CHECKER: Find out how much you could get, when it will be available, and how to increase it.
National Insurance contribution records determine State Pension amounts. The checker service ‘estimates‘ how much you might get when you reach the age for retirement.
The online estimation also provides information about ways of increasing it. This could be important for those with gaps in their NI record.
The service is not for those already receiving their money. Likewise, you cannot use the forecaster if you have delayed (deferred) your State Pension claim.
Note: The State Pension checker is for those who are below the UK State Pension age. The government online service only provides you with an estimate. Sign in using the new GOV.UK Verify or the standard Government Gateway.
State Pension Statement by Phone
There are alternative methods to get a State Pension check. You can apply for a statement by telephone or have it sent by post. Remember, the amount will get based on your National Insurance record at the date you apply.
Reaching State Pension Age in more than 30 Days
Those who will reach retirement age in more than 30 days can make a request for a pension statement. The UK government call it an ‘entitlement notice‘. They will mail the entitlement notice to you. It will show how much pension you would get if you claimed it at that time.
The Pension Service 9
Mail Handling Site A
Wolverhampton WV98 1LU
Already Claiming State Pension (or deferred it)
What if you have reached retirement age and are already claiming it? The UK Pension Service can help you with eligibility, making claims, and payments.
Note: You should contact the International Pension Centre instead if you are living abroad.
Pension Statement by Post
Those who prefer to use the post can fill in the government ‘BR19 application for a State Pension statement‘ form.
Send the completed document to them by postal service. The statement should arrive within ten (10) working days after they receive it.
Worked and Paid NI in the Isle of Man
If this is the case, you should contact the Future Pension Centre. They will provide you with information about your State Pension.
Note: The UK State Pension checker or ‘Gwirio eich Pensiwn y Wladwriaeth‘ is also available in Welsh language.