What is National Insurance in the United Kingdom? NI is a system of compulsory payments paid by employers and their employees.
NATIONAL INSURANCE: Paying National Insurance Contributions helps provide state funds to benefit those who are unemployed, sick, or retired.
Most employees pay National Insurance (NI) voluntary contributions. They are usually abbreviated to NICs.
Paying National Insurance helps to secure your entitlement for claiming certain benefits. NIC payments start when you reach the age of 16.
NI payments also help to assure you get the State Pension in later life, providing you have paid enough NICs.
National Insurance Contributions can be paid by you, or credited to you. These are a part of UK taxation laws that take place each tax year. The amount of contributions or credits that you have comprises your National Insurance record.
NATIONAL INSURANCE 2017/18 (NI): What is National Insurance and what does the NI number mean in the United Kingdom? Find out how much you pay to HM Revenue and Customs in National Insurance contributions. Perhaps more important, why do you need to pay NIC?
NATIONAL INSURANCE ABROAD: HM Revenue and Customs can inform those who live or work overseas whether they must pay UK National Insurance Contributions. Paying your National Insurance abroad helps to protect your State Pension.
NATIONAL INSURANCE RECORD: If you check your National Insurance record online you get several important results. The NI record check shows contributions made, pension qualifying years, gaps, and credits.
NATIONAL INSURANCE REFUND: This link to the government site helps you claim National Insurance refunds and repayments. You can apply for a NI refund on any contribution overpayments you paid to HM Revenue and Customs. There are different National Insurance classes so you need to know your class to get the refund.
MARRIED WOMEN'S STAMP: What are Married Women's Reduced Rate NI Contributions? Married women could pay lower rates of National insurance before April 1977. Back then, the married women's reduced rate was often called the 'small stamp'.
CARER'S CREDIT ALLOWANCE: Caring for someone means you may qualify to claim Carer's Credit. It is a weekly Class 3 National Insurance tax credit used to fill gaps in your National Insurance record.
NATIONAL INSURANCE CREDITS: There may be times when you cannot make your regular NI Contributions. National Insurance credits help build up 'qualifying years' and maintain your National Insurance record.
DEFER PAYING NATIONAL INSURANCE: Some employees can defer Class 1 National Insurance payments if they have more than one job. As a rule you pay a reduced rate of 2% on your weekly earnings if they are between £157 and £866 in one of the jobs.
NATIONAL INSURANCE CONTACT NUMBER: You can use the National Insurance helpline if you never received your National Insurance number or you lost it. Your NI number is printed on tax returns, payslips, benefit forms, and the form P60.
You can also get your National Insurance Number posted to you by letter CA5403 if you need the written confirmation.
National Insurance Telephone Number
Telephone: 0300 200 3500 (8am to 8pm: Monday to Friday)
Textphone: 0300 200 3519
Outside UK: +44 191 203 7010
Click here to check telephone call charges in the UK.
APPLY FOR A NATIONAL INSURANCE NUMBER: This information helps you apply for a National Insurance number? You can also find out how to get your first National Insurance number?
National Insurance numbers are only given to those who have the right to study or work in the United Kingdom.
FIND NATIONAL INSURANCE NUMBER: Your National Insurance number is written on your payslip, your P60, and most letters about income tax. You should also find it on your pension and claim forms if you have rights to benefits.
How to check a National Insurance number? You can find a lost National Insurance number on the Government website.
PROOF OF EMPLOYMENT HISTORY: Use this information link to get proof of employment history from HM Revenue and Customs. They can supply you with a record of your passed employment.
You will need it if you claim compensation for an industrial injury such as lung diseases or for a road traffic accident. You can apply for this information yourself or get a solicitor or tax agent to do it for you.
CONTRIBUTION RATES AND CATEGORY LETTERS: Employee earnings and National Insurance category letters determine the amounts deducted and the rates you must pay.
This guide explains how Class 1 National Insurance rates and categories work for the current tax year.
PAY CLASS 2 NIC: How to pay Class 2 National Insurance if you do not use Self Assessment? Those who are self-employed use voluntary Class 2 National Insurance Contributions to help qualify for benefits and the State Pension.
PAY VOLUNTARY CLASS 3: There are several easy ways to pay voluntary Class 3 NI contributions. You can pay by cheque, CHAPS, by Direct Debit, at your bank, or at the Post Office.
VOLUNTARY CONTRIBUTIONS: Voluntary National Insurance contributions are NI installments that you can pay by choice to top up gaps in your National Insurance record.
National Insurance Contributions Helpline Guide for the United Kingdom