The social fund funeral payment helps claimants who are on a low income during a time of loss. It can cover the cost of arranging a funeral for the deceased person.
DWP FUNERAL PAYMENT: This death benefit comes from the DWP Social Fund.
Funeral Payment eligibility, and how you make a claim to cover the cost of a funeral, is dependent on your financial circumstances.
The relationship status that you had with the person who passed away may also affect your claim.
DWP usually exclude personal savings from the eligibility criteria. But, they can include money from the deceased person's estate (if there is one).
They may use it towards repaying part, or all, of the Funeral Payment assistance awarded to you. As a rule, the estate of a deceased person includes any property or savings they had.
But, it does not apply to a house or any personal assets left to the widow or widower (or surviving civil partner).
The amount awarded for Social Fund Funeral Payments DWP depends on several of your personal circumstances.
If awarded, the financial support you get can help you to pay for:
What happens in cases where the deceased person had a pre-paid funeral plan or insurance policy? You can only receive monetary help (up to £120) for items which are not covered by the funeral plan.
The official reference section of the DWP Funeral Payment Claim Form SF200 lists all the items and inclusions.
The UK funeral grant from the Social Fund often goes directly to the funeral director. This happens if their costs are still outstanding (not paid). The money gets paid into your secure bank or building society account if the fees are already settled.
To qualify for a DWP Funeral Payment from the social fund you must be the person who is responsible for the funeral and:
The DWP Funeral Payment rules about your relationship with the deceased person state you must be one of the following:
Note: You should contact the Social Fund to check your eligibility if the funeral will take place in Switzerland or the EEA.
You must be responsible for the child and the 'absent parent' must get a qualifying benefit in circumstances where the parent is absent. In this case the term 'partner' means either a:
You (or your partner) must be getting one of these benefits or allowances:
Note: Getting a Support for Mortgage Interest loan means you may still qualify. The total amount depends on whether there is other money available (e.g. from the estate of the deceased or an insurance policy).
It is unlikely you will get a funeral grant from the social fund as a close relative or close friend of the deceased, if any of these situations apply to you:
You may get help in other ways if you do not qualify for a Funeral Payment to help cover the cost of a funeral. You may be able to use money from the bank account of the person who died, for example.
You should use the DWP Funeral Payment SF200 Form. You can also apply by telephone. There is a claims time limit and you must claim within three months of the funeral. Different procedures apply if you live in Northern Ireland.
Go ahead and make your claim even if you are still waiting for a decision on a qualifying benefit. The same applies even before the funeral takes place if you are in possession of the invoice from the funeral director. Estimates are not accepted - as a rule.
Print out the Funeral Payment SF200 claim form and take it to your local Jobcentre Plus. You can also mail the funeral benefit claim form without charge to 'Freepost DWP Funeral Payments'. There is no need to apply a stamp or write a postcode on the envelope.
Apply by Telephone
When you call the Bereavement Service helpline you will get access to their adviser. They can also help you to claim any other bereavement benefit entitlements that may apply for your circumstances.
Bereavement Service Helpline
Telephone: 0800 731 0469
Welsh language: 0800 731 0453
Textphone: 0800 731 0464
Welsh language: 0800 731 0456
Monday to Friday, 8am to 6pm
CALL CHARGES GUIDE: Check the rates for telephone call charges from a landline or mobile. Call charges vary to popular numbers like 0800, 0808, 0845, 0870, 03 and others.
The DWP announced a new change to help speed up Funeral Expenses Payment claims. From July 2019, families who are grieving the loss of a loved one will find it easier meeting upfront funeral costs.
Before the change, they could not process a Funeral Expense Payment claim without having a confirmed date for the funeral. Often, this would lead to longer waiting times for processing payments.
But, families will now be able to speed up the process and make a claim using an estimated funeral date (providing they can supply other key information).
Note: A recent report shows the Department for Work and Pensions Bereavement Support team receive around 800 claims each week.
You can appeal to the Social Security if you feel unsatisfied with a decision on the death benefits system. A change in the rules means you must request 'mandatory reconsideration' by the office before you lodge your appeal.
How to Apply for Funeral Expenses Payment in United Kingdom